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A flat’s finishing quote broken down line by line

Journal · Breakdowns

Where the budget goes: a quote for 90 m²

July 29, 2026 · 9 min

We broke a real finishing quote down line by line. The tiles turned out not to be the most expensive item.

A 90 m² flat in the Eixample: two bedrooms, two bathrooms, a kitchen-living room and a dressing room. Finishes and fittings only — no building work, and no furniture the client brought in themselves. Figures rounded to the hundred, shares calculated against the total.

Four lines that eat two thirds

People arrive with a budget for tiles and leave understanding that tiles are a quarter of it.

  1. 01 Surfaces Porcelain for the floors, the bathroom walls and the splashback — €21,400. Plus trimming and cutting: €2,900 on a line of its own, which is the one people forget.
  2. 02 Bathroom fittings Taps, sanitaryware, shower systems and concealed cisterns — €18,700. Half of it went on two taps and one shower column in the master bathroom.
  3. 03 Doors and partitions Eight flush leaves with frames and hardware — €16,200. More than all the bathroom furniture put together.
  4. 04 Lighting Thirty-four downlights, four pendants and a track system in the living room — €11,500. The pendants alone were a third of the line.
Cutting and trimming are a separate line. On large formats that is up to 15% of the price of the slab.
Cutting and trimming are a separate line. On large formats that is up to 15% of the price of the slab.

Where a quote usually lies

Three items almost always surface later. Delivery to a floor without a lift — from €300 to carry large-format slabs up by hand. Back boxes and boxes for flush doors: the electrician allows for them, the client buys them. And consumables — adhesive for large formats costs three times as much as the ordinary kind, and you need three times more of it.

A quote adds up right until the day the first 3200×1600 slab turns up on site.

The quote line by line

LineAmountShareWhat’s included
SurfacesAmount€24,300Share27%What’s includedslabs, cutting, adhesive
Bathroom fittingsAmount€18,700Share21%What’s includedtaps, sanitaryware
DoorsAmount€16,200Share18%What’s includedleaves, frames, handles
LightingAmount€11,500Share13%What’s includeddownlights, pendants, track
The master bathroom took 34% of the fittings line on 9% of the floor area.
The master bathroom took 34% of the fittings line on 9% of the floor area.

How to use this

Proportions are steadier than sums. If surfaces come to 40% of your budget and lighting to 4%, the odds are the slab was chosen above the class of the project and the lighting was never costed at all. That is not a mistake, but it is better known before the order than after.

We prepare a breakdown like this before anything is signed: from your floor plan, with real product codes and current factory prices.

We’ll break down your own numbers

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